The future of money won’t be about cash or the form it takes. The future of money and commerce will be about breaking down barriers and increasing access for more people across both geographies and incomes. Why? Because with the right payment systems and new innovations in place, how you pay for things drives greater equality of opportunity in society.

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Transparent processes lead to trust and increases the bandwidth of value exchange. As with the digital marketplaces that constitute the share economy, success hinges not on simply providing a service but on the quality of the experience. And, most importantly, is it affordable, secure and accessible?

A Closer Look


Financial inclusion is a key driver of a future sustainable global society with fair and equitable access to resources, wealth, value exchange and affordable and relevant financial services. The availability of banking and payment services to the entire population without discrimination should be the prime objective of any financial inclusion public policy.


The Future of Digital Finance

In the future, financial transactions will eventually “be digital, universal and almost free.”

Bill Gates, Co-founder, Microsoft

The Digital Finance Institute is a not-for-profit organization representing a strategic link in digital finance between the cloud accounting industry, academia, financial regulators and policy makers to promote sector vibrancy, resiliency and integrity through leadership, advocacy, research and education.

Our goal is to support the development of digital finance technology and commerce, digital finance regulation and financial inclusion through facilitating better regulation and market provision of digital finance services. We do this by conducting research, providing advice and developing capacity-building programs for industry, regulators, market players and affected members of the market.


The DFI aggregates market intelligence, and conducts research and analyzes trends with a focus on digital banking, mobile transactions and cryptocurrency protocols. it also monitors regulatory performance and reform for effective consumer and investor protection in digital finance.


The DFI provides advisory services and develops capacity-building programs for industry, regulators, market players and affected members of the digital finance market. The DFI is an advocate for greater participation for women in financial technology.


The DFI provides support for peer learning and capacity building for members to coordinate efforts and share knowledge and experiences on digital finance. The DFI facilitates public-private dialogue and engagement to identify and mitigate barriers to financial inclusion.