Christine Duhaime, Co-founder and Executive Director

Christine is the Executive Director of the Digital Finance Institute and its co-founder. She is responsible for setting policy direction, fundraising and building partnerships with the private and public sector for digital finance goals and initiatives. She drives the regulatory reform, financial inclusion, First Nations and women in fintech policy initiatives for the Institute.

Christine is a prominent financial regulatory lawyer and an author and speaker. She is an anti-money laundering legal specialist with expertise in financial regulation, digital financial services and products (such as Bitcoin), terrorist financing, bribery, money laundering law, sanctions in regulated industries such as banks, money services businesses and casinos. She is the author of the world’s first legal text on digital finance and the Co-Chair of the Western Chapter of the Association of Certified Anti-Money Laundering Specialists, and a member of the Judicial Advisory Committee of British Columbia Branch of the Canadian Bar Association.

Christine is frequently asked to provide insight to the media on into complex legal issues of the day, including on Bitcoin, terrorist financing, money laundering, financial regulation and policy developments, and has appeared on Al Jazeera, CBC News, Global News and in the The Wall Street Journal, Globe & Mail, Toronto Star and in the financial regulatory press. She is the legal columnist for Corporate Risk Magazine and has written for Financier Worldwide and American Banker. She frequently speaks at international conferences on issues of financial crime compliance and regulation of digital finance.


Sam Maule - financial inclusion for the unbanked

sammauleSam Maule serves as the Emerging Payments Practice Lead at Carlisle & Gallagher Consulting Group. He joined the firm in June 2011 focusing on the Cards & Payments Community of Practice. In this role, Sam provides industry subject matter knowledge and experience to CG’s Financial Services clients in support of projects such as Consumer and Commercial Card portfolio management, emerging payments, Loyalty & Prepaid, and digital/mobile banking.

Prior to CG, Sam held management positions with TSYS in a number of Consumer and Commercial Card roles to include digital card management, mobile, loyalty & prepaid and consultative services. These positions were focused both on domestic and international clients and included several years living abroad in the UK in support of the TSYS Europe Client base.

Sam is an active voice in the FinTech Social Media space and his contributions led to his recognition as one of ‘Bank Innovation’s’ 30 Innovators to Watch 2014 and 44 Executives Shaping the Future of Banking 2013. Sam was also recognized by NextBank Europe in their 2014 Who’s Who in FinTech series.

Sam recently joined the Digital Finance Institute ( as an Officer focusing on financial inclusion for the unbanked globally.


Janos Barberis - scalable financial inclusion tools for refugees

Janos’ previously supported a new prospective UK retail bank, Lintel, to secure a banking license authorization from the PRA & FCA. This role follows the specialist interest he has, developed over 7 years, in financial systems and their stability. Notably, he proposed to reform the Chinese formal & shadow banking sector by developing P2P lending channels. 

Now based in Asia he produced the first local FinTech report and founded FinTechHK to spur Hong Kong’s FinTech eco-system by focusing on human capital development. He joined Hong Kong University as a Senior Research Fellow and will be an incoming PhD candidate to develop a regulatory framework to support funding and innovation of the FinTech sector in Hong Kong.

Within DFI, Janos is acting as an officer and focuses on developing scalable financial inclusion tools that can be delivered as emergency response solutions for refugees.